Saratoga County Homes under $400,000

Welcome to Saratoga County, New York, a vibrant and picturesque region known for its rich history, stunning natural landscapes, and thriving community spirit. Nestled in the heart of the Capital Region, Saratoga County boasts a unique blend of small-town charm and modern amenities, making it an ideal place for families, professionals, and retirees alike.

One of the most appealing aspects of Saratoga County is its affordability, particularly in the housing market. For those seeking homes under $400,000, this area offers a variety of options that cater to diverse lifestyles and preferences. From cozy single-family homes in friendly neighborhoods to contemporary townhouses with convenient access to local amenities, there’s something for everyone here.

Imagine waking up to the serene beauty of the Adirondack Mountains or enjoying leisurely afternoons at the iconic Saratoga Race Course, which has been a staple of the community since the 19th century. The county is also home to a vibrant arts scene, delightful dining options, and numerous outdoor recreational activities, including hiking, biking, and boating in the area's beautiful parks and lakes.

With a strong sense of community and excellent schools, Saratoga County is not just a place to live; it's a place to thrive. Whether you’re a first-time homebuyer or looking to downsize, this enchanting county offers the perfect backdrop for your next chapter. Explore the affordable housing options in Saratoga County today and discover the home of your dreams in this charming corner of New York!

Newest Saratoga County Homes under $400,000

$129,000

3 Beds ⋅ 1 Baths ⋅ 202627504 MLS

Bring Your Vision to Life on Shore Road! Opportunity awaits with this 3-bedroom, 1-bath home in Edinburg, being offered as-is. Set on piers and ready for renovation, this property is a true project for the buyer, investor, or contractor looking to create something special. The home offers a solid starting point with three bedrooms, one full bath, and plenty of potential to reimagine the space to fit your vision. The septic system is only several years old, and the property has a drilled well; the exact well location is currently unknown. This is not a turn-key property--rehab is needed--but for the right buyer, this could be an opportunity to transform a property into a personalized home or investment. Bring your tools, bring your ideas, and unlock the potential! Property is being sold as-is. Buyers should perform their own due diligence regarding the well, septic, structure, utilities, and all other property conditions.

164 S Shore Road, Edinburg

$124,000

3 Beds ⋅ 2 Baths ⋅ 202627503 MLS

Secluded lot with large 2 car garage, additional buildings for equipment and storage. Move in ready. Sold as is. Possible financing with 50k down. Agent is owner

24 Spruce Mountain Road, Corinth

$195,000

4 Beds ⋅ 2 Baths ⋅ 202627469 MLS

Tons of potential with this great brick 2 family house situated on .21 of an acre lot. The home can easily be used as a large single-family home or two-family home. This stately home has beautiful woodwork and around 2043 sq feet of living space. The main and larger apartment is located mostly on the first level of the home. There is an eat-in kitchen with plenty of cabinet space & a range (the dishwasher does not work). The living room has large windows and decorative shelves. There is a formal dining room (or second living room). The main bedroom has entry double doors and walk-in closet. The second bedroom has a nice built desk area and closet. First floor bathroom with bathtub. There is also a den and 2nd level loft style bedroom. The upstairs apartment could be converted back to 3 upstairs bedrooms. Upstairs there is a living room, bedroom, large storage closet, bathroom and eat-in kitchen area. Please note the upstairs plumbing in the kitchen and bathroom does not work/not hooked up. The upstairs apartment can be accessed from inside the house or through an exterior side entrance. There is an enclosed porch perfect for relaxing or coat and shoe storage. There is a detached one car garage. A newer shed (about 14.5 x 20.5) with electric. Smaller storage shed (about 8 x 12). Most of the contents are staying in the home and outbuildings. Home is conveniently located close to restaurants, shopping, parks and the beach.

339 Main Street, Corinth

$330,000

3 Beds ⋅ 2 Baths ⋅ 202627443 MLS

This end unit, three-bedroom townhome is ready for its new owner! Being meticulously maintained, the roof, windows, and siding have all been replaced by the current owner. Furnace and AC are only 3 years old, along with the water heater and softener. Solar panels greatly reduce utility costs. Never worry about the power going out with your whole house automatic generator. Storage abounds with two sheds and a pull-down attic. Kitchen features beautiful quartz countertops. The gas fireplace makes the whole home cozy, and the screened in porch provides the perfect place to relax. Welcome home!

23 Lexington Drive, Clifton Park

$319,900

2 Beds ⋅ 1 Baths ⋅ 202627424 MLS

Built in 1830, this 2-bedroom, 1-bathroom home has great bones, timeless charm, and a list of recent updates, all on a beautifully landscaped 3.95-acre corner lot just outside the village of Galway. While the home could use some TLC to make it your own, much of the important work has already been done for you. The heart of the home is the kitchen, where original wide plank wood floors set the tone and flow openly into the dining area, perfect for everyday meals or gathering. Large windows throughout fill the rooms with natural light, and a classic central staircase anchors the home's traditional layout. The spacious living room offers plenty of room to relax, and the first-floor bathroom has been tastefully updated. Upstairs, two bedrooms are separated by a flex space, could be used as an office making it ideal for working from home, a reading nook, or a creative space. Off the kitchen, a handy pantry provides extra storage, along with stairs leading down to the basement and the one-car garage tucked beneath the house. Recent improvements include a freshly painted exterior (August 2026)), a rebuilt chimney with a newly installed 30-foot stainless steel liner (August 2026), nearly all updated energy-efficient windows, a recently serviced boiler (July 2026), and a freshly pumped septic system (July 2026). The big-ticket items are done, so you can focus your energy on the finishing touches. Outside is where this property truly shines. The current owner is an avid gardener, and her care and creativity are on display throughout the grounds, with established plantings that bring color and life to every season. You'll find Lillies, Lavender, mint and other plants & flowers blooming year round. With nearly four acres to enjoy, there's room to garden, explore, expand, or simply take in the peace and privacy of country living, all just minutes from the village.

1832 Perth Road, Galway

$379,900

2 Beds ⋅ 1 Baths ⋅ 202627415 MLS

Welcome to this beautifully remodeled ranch-style home, offering the flexibility of a three-bedroom layout that is currently being used as a spacious two-bedroom. The interior showcases a gourmet kitchen, beautifully updated bath, elegant crown molding throughout. Step outside onto your brand-new-deck, an ideal spot for morning coffee, summer gatherings or just enjoy your gorgeous backyard with two sheds.

24 Coachman Drive, Ballston Spa

$340,000

3 Beds ⋅ 1 Baths ⋅ 202627368 MLS

Welcome to 7 Spruce St, a charming 3BR/1BA Cape in a sought-after South Glens Falls neighborhood. More than meets the eye, this home offers an additional den/home office, hardwood & ceramic tile floors, central air and an oversized 1-car garage. Major improvements include natural gas conversion with newer furnace, newer water heater, updated bath and custom kitchen with granite countertops & black stainless Samsung appliances. Outside, enjoy a private backyard retreat with an in-ground pool and patio, perfect for entertaining or relaxing all summer long. Full of warmth and character with thoughtful updates throughout. Conveniently located near Queensbury shopping, Saratoga Springs & Lake George, offering easy access to everything the region has to offer.

7 Spruce Street, South Glens Falls

$170,000

2 Beds ⋅ 1 Baths ⋅ 202627361 MLS

Charming cottage on a corner lot w/ spacious rooms and new electric service. Two off-street parking spaces. Nearby community pool & playground. Currently a solid component of an investment portfolio.

7 Ballston Street, Waterford

$255,000

5 Beds ⋅ 2 Baths ⋅ 202627354 MLS

This stately two family property sits on a corner lot and offers spacious units, beautiful woodwork, a walk up attic, separate utilities & off-street parking for one. Great opportunity to add to or establish your investment portfolio!

617 Elizabeth Street, Mechanicville

$275,000

5 Beds ⋅ 2 Baths ⋅ 202627348 MLS

This two family property offers spacious units, an oversized one car garage and fenced yard. Newer water heaters, separate utilities. Great opportunity to add to or establish your investment portfolio!

6 Farrell Street, Mechanicville

$279,900

2 Beds ⋅ 1 Baths ⋅ 202627342 MLS

This adorable ranch in the Shenendehowa school district is perfect for someone looking to start their homeownership journey, looking to downsize or looking for a handyman's special. Featuring easy one story living with a family room with a vaulted ceiling and a gas fireplace, a three season room with electric heat, and eat in kitchen, a living room, first floor laundry, two bedrooms and a full bathroom. Enjoy the level backyard and proximity to shopping and dining at Clifton Park center, outdoor recreation at Crescent Park and easy highway access!

319 Grooms Road, Halfmoon

$129,000

3 Beds ⋅ 2 Baths ⋅ 202627334 MLS

Affordable Living Just Minutes from Saratoga! Welcome to this spacious manufactured home offering 3 bedrooms and 2 full bathrooms, including a private primary suite. With a comfortable layout and forced-air heat, this home provides plenty of space and functionality for everyday living. Conveniently located just minutes from Saratoga, you'll have easy access to the area's shopping, dining, entertainment, and year-round attractions--all while enjoying a more affordable homeownership opportunity. With home prices and borrowing costs making traditional homeownership more challenging, this property offers an excellent opportunity for buyers looking for space, comfort, and affordability in a convenient Saratoga-area location. If you've been searching for an affordable home without sacrificing space or location, this one is worth a look! Cash or Chattel loans will only qualify. Lot rent is $925 which includes taxes, trash, septic, well and trees.

3701 Galway Road Lot 18, Ballston Spa

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