Saratoga County Homes under $200,000

Welcome to Saratoga County, NY, a picturesque region known for its rich history, vibrant culture, and stunning natural beauty. Nestled in the heart of upstate New York, Saratoga County offers a unique blend of urban amenities and charming rural landscapes. Famous for its historic racetrack, mineral springs, and the breathtaking Saratoga Spa State Park, this county is not just a destination; it’s a lifestyle.

For those seeking affordable housing options, Saratoga County has a fantastic selection of homes available for under $200,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this market has something for everyone. Imagine waking up in a cozy bungalow or a charming cottage, surrounded by the serene beauty of nature, yet still being just a short drive away from the bustling downtown area.

The real estate scene in Saratoga County is diverse, with options ranging from quaint single-family homes to modern townhouses. Many of these properties feature spacious yards, perfect for outdoor gatherings, gardening, or simply enjoying the tranquility of the surroundings. With local schools, parks, and community events, families and individuals alike will find a welcoming atmosphere that fosters a sense of belonging.

Additionally, Saratoga County's strategic location provides easy access to major highways, making commutes to nearby cities like Albany and Schenectady a breeze. Experience the charm and affordability of Saratoga County, where your dream home awaits at an accessible price. Discover the possibilities today!

Newest Saratoga County Homes under $200,000

$129,000

3 Beds ⋅ 1 Baths ⋅ 202627504 MLS

Bring Your Vision to Life on Shore Road! Opportunity awaits with this 3-bedroom, 1-bath home in Edinburg, being offered as-is. Set on piers and ready for renovation, this property is a true project for the buyer, investor, or contractor looking to create something special. The home offers a solid starting point with three bedrooms, one full bath, and plenty of potential to reimagine the space to fit your vision. The septic system is only several years old, and the property has a drilled well; the exact well location is currently unknown. This is not a turn-key property--rehab is needed--but for the right buyer, this could be an opportunity to transform a property into a personalized home or investment. Bring your tools, bring your ideas, and unlock the potential! Property is being sold as-is. Buyers should perform their own due diligence regarding the well, septic, structure, utilities, and all other property conditions.

164 S Shore Road, Edinburg

$124,000

3 Beds ⋅ 2 Baths ⋅ 202627503 MLS

Secluded lot with large 2 car garage, additional buildings for equipment and storage. Move in ready. Sold as is. Possible financing with 50k down. Agent is owner

24 Spruce Mountain Road, Corinth

$195,000

4 Beds ⋅ 2 Baths ⋅ 202627469 MLS

Tons of potential with this great brick 2 family house situated on .21 of an acre lot. The home can easily be used as a large single-family home or two-family home. This stately home has beautiful woodwork and around 2043 sq feet of living space. The main and larger apartment is located mostly on the first level of the home. There is an eat-in kitchen with plenty of cabinet space & a range (the dishwasher does not work). The living room has large windows and decorative shelves. There is a formal dining room (or second living room). The main bedroom has double entry doors and walk-in closet. The second bedroom has a nice built desk area and closet. First floor bathroom with bathtub. There is also a den and 2nd level loft style bedroom. The upstairs apartment could be converted back to 3 upstairs bedrooms. Upstairs there is a living room, bedroom, large storage closet, bathroom and eat-in kitchen area. Please note the upstairs plumbing in the kitchen and bathroom does not work/not hooked up. The upstairs apartment can be accessed from inside the house or through an exterior side entrance. There is an enclosed porch perfect for relaxing or coat and shoe storage. There is a detached one car garage. A newer shed (about 14.5 x 20.5) with electric. Smaller storage shed (about 8 x 12). Most of the contents are staying in the home and outbuildings. Home is conveniently located close to restaurants, shopping, parks and the beach.

339 Main Street, Corinth

$170,000

2 Beds ⋅ 1 Baths ⋅ 202627361 MLS

Charming cottage on a corner lot w/ spacious rooms and new electric service. Two off-street parking spaces. Nearby community pool & playground. Currently a solid component of an investment portfolio.

7 Ballston Street, Waterford

$129,000

3 Beds ⋅ 2 Baths ⋅ 202627334 MLS

Affordable Living Just Minutes from Saratoga! Welcome to this spacious manufactured home offering 3 bedrooms and 2 full bathrooms, including a private primary suite. With a comfortable layout and forced-air heat, this home provides plenty of space and functionality for everyday living. Conveniently located just minutes from Saratoga, you'll have easy access to the area's shopping, dining, entertainment, and year-round attractions--all while enjoying a more affordable homeownership opportunity. With home prices and borrowing costs making traditional homeownership more challenging, this property offers an excellent opportunity for buyers looking for space, comfort, and affordability in a convenient Saratoga-area location. If you've been searching for an affordable home without sacrificing space or location, this one is worth a look! Cash or Chattel loans will only qualify. Lot rent is $925 which includes taxes, trash, septic, well and trees.

3701 Galway Road Lot 18, Ballston Spa

$160,000

5 Beds ⋅ 2 Baths ⋅ 202627175 MLS

Rehab-ready multi-family property just minutes from downtown Ballston Spa, offering a great opportunity for a long-term rental hold. The first floor features 3 bedrooms and 1 bath, while the second floor offers 2 bedrooms and 1 bath. The property also includes off-street parking and is conveniently located on a one-way street, just minutes from schools, shopping, dining, and entertainment. The highway is approximately 10 minutes away. CASH BUYERS ONLY - ASSIGNMENT OF CONTRACT

27 N High Street, Ballston Spa

$110,000

5 Beds ⋅ 2 Baths ⋅ 202627111 MLS

Side by side duplex on large cornner lot with detached 2 car garage in back. Walk to town and river front.---Seller Pays: Buyer uses Premium Title Services, the seller's preferred title partner and closing agent. This lets the buyer bypass the title insurance fee, related search costs and reduced escrow/settlement fees, since the seller will cover those charges. The average charges for title search and insurance is $1225 & escrow/settlement fees is $875, resulting in an overall savings of ~$1660 for buyers, who opt for Premium Title Services.

22 Lake Street, Stillwater

$175,000

2 Beds ⋅ 1 Baths ⋅ 202626938 MLS

Small in size, big on potential! Tired of paying someone else's mortgage? This charming turn key 2 bedroom, 1 bath home has already seen several updates, while still offering the opportunity to add your own style and make it truly shine. The manageable footprint makes it a great option for a first home, downsizing, or anyone looking for a low-maintenance space. Enjoy a convenient location within walking distance to local eateries and the Hudson River, where you can take in beautiful views from Blockhouse Park. A short drive to Vermont, Saratoga Springs and Albany. Bring your vision and make this little gem your own!

7 Palmer Street, Stillwater

$195,000

3 Beds ⋅ 2 Baths ⋅ 202626527 MLS

***OPEN HOUSE OCT 1, 2026 FINAL SHOWINGS 5-7PM - FINAL OFFERS DUE OCTOBER 2, 2026 10AM*** Looking for acreage with plenty of room to enjoy your outdoor toys? This is it! Situated on approximately 22 acres in the Galway School District, this agriculturally zoned property offers privacy, space, and plenty of possibilities. Bring your chickens, ducks, ATVs, recreational toys, and gardening plans! The existing mobile home with additions features a large primary suite and a spacious open-concept family room with a wood stove, creating a warm and inviting gathering space. Relax on the screened-in porch and enjoy peaceful evenings overlooking your property. The home also has central air equipment that is currently not hooked up. Outside, you'll find an above-ground pool, vegetable gardens, and multiple outbuildings providing plenty of room for storage, equipment, hobbies, and animals. The property features two wells, including one dedicated to additional outdoor watering, along with a newer septic system. Enjoy the property as it is or explore the potential to remove the existing home and build new on this buildable lot. With approximately 22 acres, you have the space to create the country property you've been looking for! Property is being SOLD AS-IS. Inspections are permitted for informational purposes only.

3111 Birchton Road, Ballston Spa

$95,000

4 Beds ⋅ 2 Baths ⋅ 202626489 MLS

Brand new AC and ductwork already installed. Great property to fix up and live in. Nice size lot almost all fenced in and some of the work already started. Small 1/2 bath started up stairs. Big Full bath down just off dining kitchen area. Add a garage or a driveway to really add more value.

6 Center Street, Stillwater

$139,900

3 Beds ⋅ 1 Baths ⋅ 202626409 MLS

Welcome to 13 Circle Dr in Porter Corners! This charming 3-bedroom, 1-bath home offers 1,600+ square feet of comfortable living space on a spacious .53-acre lot. With plenty of room both inside and out, this property offers a great opportunity for those looking for a home with space, privacy, and potential. Enjoy the peaceful Porter Corners setting while still being within convenient reach of nearby amenities. Whether you're looking to make it your own or settle into a home with room to grow, this property is ready for its next chapter.

13 Circle Drive, Corinth

$139,000

3 Beds ⋅ 1 Baths ⋅ 202626184 MLS

Flippers & Investors Take on your winter project at 4866 Route 9N. This house offers first floor living, with attached garage as well as huge detached garage. Sitting on 3 acres with paved driveway allows for trailers, RVs, boats etc to be stored. Sold AS IS Seller would entertain holding note with 40k down.

4866 Route 9N, Corinth

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