Saratoga Springs Homes under $400,000

Welcome to the charming community of Saratoga Springs, NY, where rich history meets modern living! Nestled in the heart of Saratoga County, this vibrant city is renowned for its stunning natural beauty, cultural attractions, and a strong sense of community. One of the standout features of Saratoga Springs is its exceptional school district, which is committed to providing a top-notch education for students of all ages. The Saratoga Springs City School District boasts a reputation for academic excellence, offering a diverse range of programs and extracurricular activities that cater to the interests and talents of every student. With dedicated teachers and a focus on fostering a supportive learning environment, parents can feel confident in the educational opportunities available for their children.

For those looking to plant roots in this idyllic area, there are fantastic homes available under $400,000, making it an attractive option for first-time buyers, families, or anyone seeking a peaceful retreat. These homes often feature charming architecture, spacious layouts, and access to beautiful parks and recreational areas, perfect for enjoying the outdoors. Imagine sipping your morning coffee on a cozy porch or hosting weekend barbecues in a lovely backyard. With a range of options from historic bungalows to contemporary townhouses, you’re sure to find the perfect place to call home.

Whether you’re drawn to the vibrant downtown scene, the lush parks, or the excellent schools, Saratoga Springs offers an unparalleled quality of life. Come explore the possibilities and discover why so many are proud to call this community home!

Newest Saratoga Springs Homes under $400,000

$235,000

2 Beds ⋅ 1 Baths ⋅ 202627554 MLS

Welcome to this charming 2-bedroom, 1-bath home located in desirable Wilton, offering the benefit of Saratoga Springs schools and no HOA. The home features a spacious vaulted ceiling that creates an open and inviting feel, along with a 1-car garage and plenty of off-street parking. A great opportunity to enjoy the convenience of Wilton living with easy access to Saratoga Springs, shopping, dining, recreation, and more. Don't miss the chance to make this home your own! Home is being sold ''As Is''

17 Whispering Pines Road, Wilton

$333,000

3 Beds ⋅ 2 Baths ⋅ 202627509 MLS

Welcome to 9 Hathorn Boulevard in Saratoga Springs! This 3 bedroom, 2 bath home offers a wonderful opportunity to own in the Saratoga Springs School District in a location that's hard to beat. Freshly painted throughout, the home features hardwood floors and a kitchen with stainless steel appliances. The three-season room is a great spot to relax and enjoy the fully fenced backyard. Need more space? The finished basement with a full bath offers plenty of possibilities for a family room, home office, or recreation area. Just minutes from vibrant downtown Saratoga Springs and within walking distance of Saratoga Spa State Park and SPAC, you'll have easy access to trails, concerts, golf, swimming, dining, shopping, and everything Saratoga has to offer.

9 Hathorn Boulevard, Saratoga Springs

$325,000

4 Beds ⋅ 2 Baths ⋅ 202627051 MLS

Two-Family Home for Sale in Gansevoort, NY - Great Owner-Occupant or Investment Opportunity: This two-family home offers the perfect mix of space, value, and potential. Each spacious unit includes 2 bedrooms and 1 full bathroom, along with separate utilities, ideal for tenants or owner-occupants who want independence and convenience. The first-floor apartment is vacant, while the second-floor unit is currently owner-occupied, making for an easy transition for investors or those looking to live in one unit and rent the other. Set on just under a half-acre of level land, the property features a 2-car garage, public water (shared), and a septic system. A little cosmetic updating will bring even more value and charm to this solid home. Located in the low Wilton tax district and close to downtown Saratoga Springs, Wilton Mall, South Glens Falls and the Northway, this property offers an excellent investment opportunity in a highly desirable area of Saratoga County real estate. Natural gas available at street.

58 Gailor Road, Wilton

$385,000

4 Beds ⋅ 3 Baths ⋅ 202626514 MLS

Versatile downtown Saratoga Springs property offering exceptional flexibility and value potential. Set on a desirable corner lot just minutes from Broadway and the Saratoga Race Course, this home can be enjoyed as a single-family residence with an income-producing in-law suite or converted into one cohesive full residence. The in-law suite features two private entrances, its own driveway, an updated kitchen, and a primary bedroom with ensuite bath. The main home includes 3 bedrooms, 1.5 baths, a generous laundry room, and a living room with fireplace. Enjoy a convenient downtown location close to dining, shopping, entertainment, and area attractions. The seller is offering $10k credit at closing to help cover the cost of a NEW heating system (Electric Baseboard Heating).. There is known ''Title Issue'' being handled by the sellers lawyer, closing could take longer than normal and will be based on clearing title...House is being sold ''as-is''.

136 Jefferson Street, Saratoga Springs

67 Hathorn Boulevard, Saratoga Springs, Outside

$374,900

4 Beds ⋅ 2 Baths ⋅ 202626322 MLS

Welcome to this inviting Geyser Crest Colonial, ideally located within the Saratoga School District! Offering 4 bedrooms and 1.5 baths, this home combines classic charm with comfortable everyday living. Hardwood and ceramic tile flooring flow throughout, while the updated kitchen features granite and butcher block countertops, new lower cabinetry, and stainless steel appliances. Step outside to enjoy the spacious 3-season screened-in porch, perfect for relaxing or entertaining, overlooking the backyard and above-ground pool with deck. Forced air natural gas heat and central air provides year-round comfort. A wonderful opportunity to enjoy all that the Saratoga area has to offer!

67 Hathorn Boulevard, Saratoga Springs, Outside

$249,900

3 Beds ⋅ 1 Baths ⋅ 202626076 MLS

Welcome to this private country setting featuring a Raised Ranch nestled among mature trees and surrounded by nature. Enjoy watching turkeys, deer, and other wildlife right from your own property. This home offers a huge yard with plenty of room for outdoor activities, gardening, entertaining, or simply enjoying the peaceful surroundings. Located in the desirable Saratoga School District, this property offers great potential for those looking to add their own personal touches.

383 Coy Road, Greenfield

166 Jefferson Street APT 3, Saratoga Springs

$369,750

2 Beds ⋅ 2 Baths ⋅ 202624774 MLS

Welcome to this bright and inviting 2 BR 1.5 BA home in Downtown Saratoga Springs less than a mile to Broadway and the Saratoga Springs Race Course. The open floor plan creates a spacious comfortable setting for both everyday living and entertaining. Neutral paint, luxury vinyl plank flooring throughout and a beautiful hardwood staircase provide a fresh style to make this home your own. The mechanicals systems are less that 7 years old. Enjoy the convenience of a low maintenance lifestyle with an HOA that includes ground and structure maintenance, water and sewer, snow removal, and trash. Includes 1 covered carport and additional off street parking. There are 10 units in the 2 buildings. This property is 1 of three units in the 2 buildings that is offered under the City of Saratoga Springs Workforce Housing Program for a limited period of time. Refer to the documents for information on the Program and Income requirements

166 Jefferson Street APT 3, Saratoga Springs

$400,000

4 Beds ⋅ 2 Baths ⋅ 202624007 MLS

*MOVING HAS BEGUN- INTERIOR PAINTING HAS BEEN COMPLETED- OUTSIDE MOVEMENT HAS BEGUN** SELLERS LETS GOOO!!! Looking for your own piece of country living? Welcome home to this spacious 2,300 sq. ft., 4-bedroom, 2-bath home on 2 peaceful acres with beautiful country views and plenty of room to enjoy the outdoors. Bring your chickens, hobbies, and projects! Multiple outbuildings with electricity offer space for animals, storage, or endless possibilities, while the large garage with attached workshop and unfinished loft is a dream for anyone needing room to work, create, or tinker. Inside, enjoy a sun-filled living room surrounded by windows, an open kitchen and dining area, radiant heat in the downstairs bath, and a family room with walkout access to the backyard. Relax with your morning coffee on the back deck and take in the peaceful country setting. Recent improvements include a new metal roof, underground electrical main (2026), septic distribution box (2026), and serviced central A/C. Multiple heating options include a wood boiler with tankless hot water and propane heat and hot water. Bring your finishing touches and make this home your own! Refinish the hardwood floors and complete the entry tile with materials already included. Space, privacy, versatility, and peaceful country living--all just minutes from everything Saratoga County has to offer!

457 N Creek Road, Greenfield

$399,900

5 Beds ⋅ 3 Baths ⋅ 202623966 MLS

This 5 bedroom, 3 bathroom home offers a rare combination for the area: Saratoga Springs Schools with the benefit of Wilton's lower tax rate. The property sits on a corner lot at the intersection of two dead-end streets, offering a quiet setting with no thru traffic. Conveniently located -- 2 miles from Exit 16 on I-87, approximately 15 minutes from downtown Saratoga Springs, and approximately 40 minutes from Albany Airport. The home has been freshly painted and updated with new kitchen cabinets and flooring. Additional improvements made since 2022 include a new leach field, a 200 amp electrical panel with breakers, a second paved driveway, new gutters, a new water heater, a new deck, and a patio with fire pit.

11 Donna Drive, Wilton

3 Karista Spring Drive, Saratoga Springs

$379,000

3 Beds ⋅ 3 Baths ⋅ 202623911 MLS

Welcome home to this fully renovated 3 bedroom, 2.5 bathroom gem tucked away in the desirable Geyser Crest community! This move-in ready home has been beautifully updated from top to bottom. Enjoy a brand new kitchen featuring quartz countertops, tile backsplash and stainless steel appliances, along with two completely renovated bathrooms and hardwoods and LVP flooring throughout. A gorgeous master suite, fresh paint and a well-maintained forced air and AC system provide both modern style and peace of mind. Stylish, turn-key and thoughtfully upgraded. This is the one you've been waiting for.

3 Karista Spring Drive, Saratoga Springs

$370,000

3 Beds ⋅ 2 Baths ⋅ 202622417 MLS

New Price, Open House Saturday 10/3 and Sunday 10/4 from 11:00 to 1:00. Welcome to 328 Stone Church Rd in the Town of Milton, where peaceful country living meets the convenience of Saratoga Springs. Nestled in one of Saratoga County's most desirable locations, this property offers the perfect balance of privacy, open space, and easy access to the Capital Region's premier destinations. Just minutes from vibrant downtown Saratoga Springs, you'll enjoy world class entertainment, award-winning restaurants, boutique shopping along historic Broadway, and year-round attractions including the Saratoga Race Course, Saratoga Performing Arts Center (SPAC), Saratoga Spa State Park, and the city's famous natural mineral springs. Outdoor enthusiasts will appreciate nearby hiking and biking trails, golf courses, kayaking, fishing, cross-country skiing, and countless recreational opportunities throughout Saratoga County. The area is also known for its historic sites, including Milton's Old Stone Church and Revolutionary-era landmarks. Everyday conveniences are just a short drive away with grocery stores, shopping centers, local cafés, breweries, and popular restaurants in both Ballston Spa and Saratoga Springs. Enjoy dining at local favorites, explore the charming shops of downtown Broadway, or spend the afternoon browsing farmers markets, art galleries, and specialty boutiques. Some photos are virtually staged.

328 Stone Church Road, Milton

$374,900

7 Beds ⋅ 3 Baths ⋅ 202620768 MLS

Rare opportunity to acquire a mobile home micro-park in Saratoga school district! Situated on a 0.99-acre lot and featuring 4 units total: 3 park-owned trailers and 1 tenant-owned unit paying steady lot rent. Enjoy consistent rental history and minimal owner management responsibilities. Low overhead and stable performance make this an incredibly easy addition to your portfolio. Strong, immediate cash flow in a great Greenfield location. Please do not enter the property without a confirmed appointment.

224 S Greenfield Road, Greenfield

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