Rensselaer County Homes under $200,000

Welcome to Rensselaer County, New York—a hidden gem that beautifully marries the charm of small-town living with the vibrancy of urban amenities. Nestled in the heart of the Capital Region, Rensselaer County boasts stunning landscapes, rich history, and a welcoming community atmosphere. With the majestic Hudson River winding its way through the county, residents enjoy picturesque views and a plethora of outdoor activities, from hiking and biking to fishing and boating.

For those seeking affordable housing options, Rensselaer County is an excellent choice. The real estate market here offers a variety of homes under $200,000, making it an ideal destination for first-time buyers, families, and investors alike. Whether you're looking for a cozy bungalow in a quaint neighborhood or a charming fixer-upper with character, you’ll find a diverse selection of properties that fit your budget and lifestyle.

Rensselaer County is not just about affordability; it also offers a strong sense of community with excellent schools, parks, and recreational facilities. The county is conveniently located near major highways, providing easy access to Albany, Troy, and beyond. This means you can enjoy the tranquility of suburban living while still being just a short drive away from the hustle and bustle of city life.

Explore the possibilities that Rensselaer County has to offer, where affordable homes meet a vibrant community spirit. Your dream home awaits in this charming corner of New York!

Newest Rensselaer County Homes under $200,000

$199,000

3 Beds ⋅ 1 Baths ⋅ 202627522 MLS

LOCATION LOCATION LOCATION Move-in ready with modern updates throughout! Enjoy country living on a private 1/2-acre treed lot with convenient access to Troy, Albany, Saratoga, and nearby Vermont and Massachusetts. This mobil home with additional features new laminate flooring and tasteful modern finishes. Seperate 3 car garage agreat opportunity for affordable living, homeownership, downsizing, or investment in a peaceful setting with easy access to major routes. Brittonkill schools. Large fenced yard.

55 Mason Lane, Troy

$199,900

4 Beds ⋅ 3 Baths ⋅ 202627497 MLS

Three-unit multi-family property located steps from RPI, perfect for owner occupied or investment. The upper units feature commanding/beautiful views of downtown Troy and beyond, hardwood floors throughout, in unit washer/dryer, separate circuit breaker panels, electric and gas meters, separate gas-fired hot water tanks, and wall mounted, gas-fired boilers. Ground floor unit is a blank slate ready to be customized to taste. All appliances offered ''AS IS.'' Taxes are estimated and reflect a basic STAR exemption. Ground floor square footage not included in the total.

91 11th Street, Troy

$149,000

5 Beds ⋅ 3 Baths ⋅ 202627454 MLS

Bring your vision to this spacious 1863 built home filled with original character, including beautiful woodwork, hardwood floors, soaring ceilings, and a slate roof. In need of TLC, but the space, character and potential are unmatched. This is a rare opportunity to restore a home with more than 160 years of history and make it something truly special once again.

16 114th Street, Troy

$199,000

7 Beds ⋅ 2 Baths ⋅ 202627392 MLS

INVESTMENT OPPORTUNITY! Looking to add an income-producing property to your portfolio? 466 1st St offers a great opportunity with $2,800 in total monthly rental income and established, long-term tenants who would love to remain. Conveniently located directly across from a school, this property offers a desirable location for tenants and the stability of existing occupancy. Whether you're looking to expand your current portfolio or make your first investment, this property is worth a look!

466 1st Street, Troy

$119,000

3 Beds ⋅ 2 Baths ⋅ 202627192 MLS

Investors, Contractors, and handy buyers. This is a Single Family property with a detached 1 car garage offers great potential and plenty of upside. Property needs TLC, but with the right vision, it could be a strong addition to your portfolio. New electrical, new ac/heat furnace, new roof. Sold AS IS- Cash buyers only.

1 Tucker Avenue, Brunswick

$199,900

3 Beds ⋅ 2 Baths ⋅ 202627170 MLS

This home offers comfortable and affordable living with 3 spacious bedrooms, plus a first-floor office that could serve as a possible 4th bedroom (no closet), and 2 generously sized full bathrooms. The inviting layout features a cozy living room with hardwood floors, a formal dining room, a spacious kitchen, and a conveniently located first-floor laundry room. Enjoy the enclosed rear porch overlooking the private backyard, perfect for relaxing or entertaining. The generously sized primary bedroom suite features vaulted ceilings, a walk-in closet and plenty of room for storage. With low taxes of only $4025 and a fantastic location, this home offers exceptional value. Conveniently located near I-90, it provides an easy commute to Albany, Regeneron, and Empire State Plaza. A wonderful opportunity for buyers seeking space, convenience, and affordability!

55 Pine Street, Rensselaer

$199,900

3 Beds ⋅ 2 Baths ⋅ 202627159 MLS

Bring your vision and make this gem your own! Featuring a new roof and fantastic bones, this property offers an incredible opportunity for buyers looking to add personal touches and build quick equity. Tucked away on a peaceful, low-traffic street where you can enjoy true peace and privacy. Don't miss out on this incredible home

45 120th Street, Troy

$159,900

3 Beds ⋅ 2 Baths ⋅ 202627104 MLS

Opportunity awaits at 2209 12th Street! Conveniently located near RPI, Downtown Troy and just a short drive to Albany, this home offers a great combination of location, space and potential. Enjoy a large lot and a huge front porch with plenty of room to relax and entertain. Inside, the first-floor bedroom and dedicated first-floor laundry add flexibility and convenience. Whether you're an investor looking for a property in a desirable rental area or a buyer ready to add your own style and make this house your home, there's plenty to appreciate here. Bring your vision and take advantage of all this Troy property has to offer!

2209 12th Street, Troy

$99,000

3 Beds ⋅ 2 Baths ⋅ 202626835 MLS

Assignment of contract. Cash only sold as is. 10 percent deposit required. Agent has ownership interest

22 Kim Court, Hoosick

$195,000

2 Beds ⋅ 1 Baths ⋅ 202626677 MLS

OPEN HOUSE SUNDAY 9/27, 12:30 - 2:30PM. Desirable first-floor condo in the sought-after Highpointe community! Enjoy maintenance-free living with the HOA covering snow removal, lawn care, and garbage. This unit features 2 bedrooms, 1 bathroom, newly installed kitchen flooring and updated carpeting throughout the rest of the home. Enjoy your morning coffee or unwind in the evening while taking in scenic pond views and the peaceful surroundings. Residents can take advantage of nearby ADA-accessible paved walking trails and tennis courts. Conveniently located just moments from local shops, dining, and major commuter routes.

513 Apex Lane, Troy

$129,900

2 Beds ⋅ 1 Baths ⋅ 202626546 MLS

Great Opportunity to renovate this 2 bedroom lake house in the Babcock Lake Community. It includes deeded lake rights and is walking distance to the lake and all its amenities. Association includes a beautiful beach, dock, tennis court, and other facilities. Property includes 2 lots! House needs work and is priced accordingly. Great winter project and have it ready to enjoy in the spring. Your chance to have a lake house at an affordable price!

14 Avenue A, Petersburgh

$185,000

7 Beds ⋅ 2 Baths ⋅ 202626448 MLS

Welcome to 727 Burden Ave Troy, a spacious two-family property offering an excellent opportunity for investors, owner-occupants, or those seeking flexible multi-generational living. 10.7% CAP RATE with a reported market range of 13.3% to 18.5%. The first-floor unit offers 3 bedrooms, 2 full bathrooms, two living rooms, and an additional room suitable for an office, storage, or flex space. The second-floor unit features 4 bedrooms and 2 living rooms, creating a generous layout for residents. Both units are currently rented, with reported combined rental income of $2,200 per month. Separate electric, gas, heat, water heater, and water utilities provide added convenience for tenants and ownership. The full basement adds valuable versatility with exterior access, finished and unfinished areas, a bathroom stub-in, and kitchen rough-in. The basement is not a separate apartment, and the property is zoned as a commercial two-family. The additional space offers potential for storage, workspace, recreation, or other permitted uses. Conveniently located in Troy's Capital Region, residents are near shopping, dining, recreation, education, and entertainment. Nearby destinations include Hudson River Commons, Hudson Valley Plaza, Prospect Park, Frear Park, and Riverfront Park. Downtown Troy offers restaurants, local shops, the Troy Waterfront Farmers Market, Troy Savings Bank Music Hall, and Hart Cluett Museum. Educational institutions including Rensselaer Polytechnic Institute, Hudson Valley Community College, and Russell Sage College add to the area's appeal. An opportunity to explore for investors seeking a spacious two-family property with established rental income, separate utilities, substantial basement space, and convenient access to all that Troy has to offer. Review the Income & Expense Sheet for additional financial information.

727 Burden Avenue, Troy

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