Albany County Homes under $400,000

Welcome to Albany County, New York, a vibrant region steeped in rich history and cultural diversity. Nestled in the heart of the Capital District, Albany is not only the state capital but also a hub of activity, boasting a unique blend of urban sophistication and small-town charm. With its stunning architecture, beautiful parks, and a thriving arts scene, Albany offers a lifestyle that appeals to everyone—from young professionals to families looking for a place to call home.

One of the most enticing aspects of Albany County is the availability of homes under $400,000. This makes it an attractive option for first-time homebuyers, investors, and those seeking a more affordable living space without sacrificing quality or convenience. You can find a variety of housing styles, from charming historic homes with character to modern townhouses equipped with all the latest amenities. The real estate market here is diverse, catering to various tastes and budgets.

Living in Albany means you’ll enjoy easy access to a wealth of recreational opportunities. Take advantage of the scenic trails along the Hudson River, enjoy a leisurely stroll through Washington Park, or immerse yourself in the local dining scene, which features everything from cozy cafes to upscale restaurants. With excellent schools, a strong sense of community, and a rich cultural landscape, Albany County is truly a place where you can thrive.

Explore your options today! Your dream home in Albany County awaits, and with homes under $400,000, it’s more attainable than ever.

Newest Albany County Homes under $400,000

$375,000

2 Beds ⋅ 2 Baths ⋅ 202627588 MLS

Beautifully renovated single-family home in the highly desirable Bethlehem School District! Thoughtfully remodeled throughout, with brand new appliances, fixtures, tile, and more, this home combines modern finishes with a comfortable, functional layout and an abundance of natural light. The main level features an inviting open-concept design with soaring ceilings and a beautifully updated kitchen that opens directly to the living area, creating an ideal space for everyday living and entertaining. A kitchen island provides additional workspace and seating, while a full bathroom completes the first floor. Upstairs, you'll find two generously sized bedrooms and a second full bathroom, offering a comfortable and private living space. Step outside to enjoy the expansive two-level deck overlooking the property's additional land parcels, providing exceptional outdoor space and privacy. Two adjacent parcels are included with the sale; please refer to the photos for approximate property lines and parcel boundaries. A rare opportunity to own a completely remodeled home with additional land in the Bethlehem School District, move-in ready and thoughtfully designed from top to bottom. Showing/parking note: Due to the narrow street, please park in the driveway during showings and be respectful of neighboring properties.

3 Ellsworth Place, Bethlehem

$220,000

4 Beds ⋅ 2 Baths ⋅ 202627576 MLS

Don't miss this recently renovated two-family property in Cohoes! Each unit offers a spacious and functional 2-bedroom, 1-bathroom layout, with both apartments featuring a similar floor plan. The first-floor apartment is currently rented for $1,200/month with a lease through December 15, 2026. The second-floor apartment is rented for $1,300/month with a lease through February 28, 2027. With both units currently occupied, this property offers an excellent opportunity for an investor seeking immediate rental income with established tenants. A great addition to any investment portfolio, this well-maintained two-family provides the potential for long-term rental income in a convenient Cohoes location.

30 Main Street, Cohoes

$279,000

5 Beds ⋅ 2 Baths ⋅ 202627574 MLS

Investment opportunity! Beautiful corner lot duplex, Intentionally left vacant for the next buyer to make their preference on tenancy. Features a spacious deck, an attached garage, and a strong rental history. There is an extra space that could potentially be converted to a 3rd unit or used for storage as well. Conveniently close to amenities.This is a must see! Will not qualify for FHA and seller will make no repairs request.

600 25th Street, Watervliet

$305,000

3 Beds ⋅ 2 Baths ⋅ 202627567 MLS

Welcome to 83 Woodside. A beautifully maintained 3-bedroom, 2-full-bathroom townhouse in New Scotland Woods, on the Cul-de-sac. Updated throughout in the last 6 years, this unit also has a full walkout basement with 9-foot ceilings. This is truly a great home!

83 Woodside Drive, Albany

$329,900

3 Beds ⋅ 2 Baths ⋅ 202627520 MLS

*** OPEN HOUSE on Sunday 10/4 from 12-2PM *** Beautiful brick ranch featuring a modern kitchen, recently renovated bathrooms, and new windows. This well-maintained home offers 3 bedrooms and 2.5 bathrooms, hardwood floors throughout, a 1-car garage, and additional off-street parking for two vehicles. The finished basement includes a spacious family room, a full bathroom, and a kitchenette with a separate exterior entrance, making it ideal for an in-law suite or extended family seeking privacy. Relax in the inviting three-season room and enjoy the beautifully landscaped gardens. Conveniently located with easy highway access and close to Albany Medical Center and St. Peter's Hospital.

87 Buckingham Drive, Albany

$269,000

3 Beds ⋅ 2 Baths ⋅ 202627494 MLS

Brick ranch with three bedrooms and 1 and a half baths in the South Colonie School District! 2 Car detached garage plus a workshop AND carport! This property offers not only all these amenities but the convenience of Colonie with restaurants in walking distance and an affordable price tag! Put your personal stamp on this fantastic home and start building your equity from day 1.

15 Mary Hadge Drive, Colonie

$329,999

6 Beds ⋅ 3 Baths ⋅ 202627485 MLS

Solid three-unit building on Van Schaick Island in Cohoes, conveniently located near Route 32 and I-787, with a short drive to Latham and Troy. Updated units each offer two bedrooms, one bathroom and washer/dryer hookups. All utilities are separate, with gas heat and gas hot water. Long-term tenants occupy two units. Current rents total $3,380 per month, or $40,560 in annualized gross rental income. Full basement. Additional interior photos to come.

98 Park Avenue, Cohoes

$400,000

3 Beds ⋅ 2 Baths ⋅ 202627483 MLS

Vacation every day with RIVER FRONT views in the 3-bedroom, 2-bath 3rd-floor condo at the sought-after Admirals Walk, maintenance-free community. Enjoy your morning coffee on your deck or relax in the evening on the screened-in deck. This expansive open floor plan lends well to entertaining, boasting a modern kitchen featuring stone countertops and stainless steel appliances. Featuring a large primary bedroom with oversized walk-in closet and en-suite. Let's not forget the outdoor inground pool for those hot summers or the elevator right outside your door to go down to your private 1-car garage. Located conveniently to all the Capital Region has to offer. Your next chapter deserves a lifestyle like this!

8304 Admirals Walk Drive, Cohoes

$265,000

2 Beds ⋅ 1 Baths ⋅ 202627476 MLS

Welcome to this charming 2-bedroom, 1-full-bath home located in the highly regarded North Colonie/Shaker School District. Recently updated with new flooring, this home features a comfortable eat-in kitchen, large living room, enclosed front porch, vinyl siding, an attached garage, and very low utility costs and taxes. Situated on a very large corner lot with an expansive front yard, the property also offers ample off-street parking for approximately 4-5 vehicles. Located in a quiet neighborhood while still conveniently close to area shopping, highways, restaurants, and everyday amenities. A great opportunity for anyone looking for an affordable, easy-to-maintain home in a desirable location!

22 Homewood Avenue, Colonie

$350,777

3 Beds ⋅ 2 Baths ⋅ 202627472 MLS

Looking for a country property with flexibility, space, and income potential? Welcome to 979 County Route 401 in Westerlo. Originally a single-family home and now legally converted to a two-family residence, this unique property offers a spacious one-bedroom apartment on the first floor and a four-bedroom apartment on the second floor, making it ideal for owner-occupants, multigenerational living, an in-law setup, or investors seeking rental income. Set on approximately 3 picturesque acres in the Village of Westerlo, the property enjoys a peaceful setting with Basic Creek flowing along the rear of the land. Full of charm and character, the home features abundant storage throughout, a huge walkout basement, a welcoming full-length front porch, and two enclosed porches perfect for enjoying the surrounding countryside. Additional highlights include a pellet stove in the first-floor living room, a kerosene space heater in the first-floor bedroom, two barns (one ideal for garage parking and storage, while the older barn is being sold as-is), and ample space for RVs, campers, trailers, or recreational equipment. An existing RV hookup provides added convenience for travelers or guests. Whether you're searching for a spacious country home, a property that accommodates extended family, or an investment opportunity with income-producing potential, this versatile Westerlo property offers a rare combination of flexibility, acreage, and rural charm.

979 County Route 401, Westerlo

$224,900

3 Beds ⋅ 2 Baths ⋅ 202627451 MLS

TOTALLY RENOVATED, MOVE-IN READY & READY TO BE YOURS!Welcome to 1046 Fox Creek Road, where an entirely new chapter has been created from a 1970s doublewide. Completely renovated from the ground up, this home has been transformed into a gorgeous, comfortable, modern retreat set on 1.5 acres. Step inside and prepare to be impressed! The open-concept floor plan creates a wonderful flow between the huge chef's kitchen, dining area and spacious great room, making everyday living easy and entertaining a breeze. The kitchen is truly the heart of this home, with plenty of space to cook, gather and enjoy time with family and friends. This easy-living ranch offers 3 spacious bedrooms and 2 full baths, including a private full bath in the primary bedroom. Two of the bedrooms feature walk-in closets, offering the storage everyone wants. The third bedroom is currently being enjoyed by the family pups, but make no mistake it is a full-size bedroom ready for whatever your needs may be.Everything has been renovated and updated, so there is truly nothing to do but move in and start enjoying your new home. Even the laundry is conveniently tucked into a closet right off the great room for maximum ease and efficiency.Step out the back door and you'll find a fenced yard, perfect for children, pets or simply enjoying the outdoors. Beyond the fenced area, the 1.5 acres give you room to spread out, garden, entertain or bring a few animals. A small barn with fencing offers the perfect setup for chickens, goats, sheep or whatever backyard homesteading dreams you may have.A circular driveway and extensive off-street parking provide plenty of room for vehicles, guests, trailers and toys.Privacy, low-maintenance living, beautiful upgrades, an open floor plan and room to enjoy the outdoors this one checks a lot of boxes! And with financing options available through the Bank of Delhi, owning this beautifully renovated home may be closer than you think.1046 Fox Creek Road is calling you home.

1046 Fox Creek Road, Rensselaerville

$329,900

4 Beds ⋅ 2 Baths ⋅ 202627426 MLS

Nothing to do here but move in! This beautifully renovated 4-bedroom, 2-bath home offers 1,634 square feet of stylish, open and comfortable living space in the heart of Albany. The thoughtfully renovated kitchen is sure to impress, featuring new cabinetry, solid-surface countertops, stainless steel appliances, and modern hardware. Both bathrooms have been beautifully updated with contemporary finishes, including anti-fog mirrors and other stylish touches. The updates continue throughout the home with all-new flooring, new sheetrock, fresh paint, and new lighting, creating a clean, modern feel from room to room. A convenient laundry nook includes a washer and dryer, making everyday living that much easier. With four bedrooms, there is plenty of flexibility for family, guests, a home office, or whatever suits your lifestyle. Step outside to the fenced backyard, complete with a privacy screen and platform deck, an ideal space for relaxing, entertaining, or enjoying your morning coffee. Renovated, refreshed, and ready for you! Come see everything this home has to offer and make it yours. Schedule your showing today!

705 State Street, Albany

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