Schenectady Homes under $300,000

Welcome to Schenectady, New York—a city that beautifully marries rich history with modern charm. Nestled in the heart of the Capital Region, Schenectady is known for its vibrant arts scene, diverse culinary offerings, and welcoming community. With its picturesque parks, historic architecture, and lively downtown area, it’s no wonder that this city has become a sought-after destination for homebuyers looking for both affordability and quality of life.

One of the most appealing aspects of Schenectady is its real estate market, particularly for those seeking homes under $300,000. The city offers a variety of properties, from charming single-family homes to cozy townhouses, making it an ideal place for first-time buyers, families, and retirees alike. With its competitive pricing, Schenectady allows you to find a beautiful home without breaking the bank. Imagine settling into a quaint neighborhood where tree-lined streets lead you to local shops, parks, and community events.

Moreover, Schenectady is conveniently located near major highways and public transportation, providing easy access to nearby cities like Albany and Troy. This makes it a perfect spot for commuters who want to enjoy suburban living while still being close to urban amenities.

Whether you’re drawn to the historic charm of the Stockade District or the bustling energy of the Proctors Theatre, Schenectady offers a unique blend of culture and community. Explore your options today and discover the perfect home that fits your lifestyle in this delightful city!

Newest Schenectady Homes under $300,000

$234,900

4 Beds ⋅ 2 Baths ⋅ 202627573 MLS

Fully renovated 2-family home ready for its new owner! Numerous updates have been completed throughout, making this property move-in ready with little to worry about. Recent improvements include new siding, updated electrical wiring, heating systems, hot water tanks, appliances, kitchens, bathrooms, and more. Live in one unit and rent out the other to help offset your mortgage, or take advantage of the strong rental demand in the area and add this property to your investment portfolio. The property also features a spacious backyard with plenty of room for outdoor activities, entertaining, gardening, or recreation. Whether you're looking for an owner-occupied home or a solid investment opportunity, this property offers flexibility, updates, and great potential. Schedule your showing today!

721 Cutler Street, Schenectady

$269,900

4 Beds ⋅ 2 Baths ⋅ 202627502 MLS

Welcome to 91 Snowden Ave, a block away from Central Park in Schenectady. The home has been freshly updated. Some updates include fresh paint on the exterior and interior, A brand new full bath on the first floor, hardwood floors freshly sanded. This home features a beautiful wood burning fireplace in the living room, 4 large bedrooms with a full bath on each floor, A small den/office space on the first floor, 2 porches and a spacious walk up attic for additional storage.

91 Snowden Avenue, Schenectady

$299,900

3 Beds ⋅ 2 Baths ⋅ 202627480 MLS

Welcome to 297 Melrose St., a charming Rotterdam Ranch proudly owned and loved by the same family for over seven decades. Offering 1,745 sq. ft. of living space, this home features 3 bedrooms, 2 full baths, and fantastic layout flexibility-including a converted garage space with excellent in-law suite potential. Enjoy the comfort of central air, the convenience of a spacious 2-car garage for ample parking and a full basement perfect for storage. Tucked onto a quiet corner lot within the Schalmont School District (near Jefferson Elementary), the property includes a fenced backyard ready to become your private outdoor retreat. The location offers an abundance of local amenities and adventure. You are less than a 5-minute drive from the Altamont Avenue, Hamburg Street, and Curry Road corridors for immediate access to major grocery stores, pharmacies, dining, and everyday errands. For outdoor enthusiasts, the peaceful walking paths of the Great Flats Nature Trail are just down the road, while the stunning waterfalls at the Plotter Kill Preserve are a short drive away. Commuting is a breeze with quick access to I-890, I-90, and Route 7, placing downtown Schenectady and the greater Capital District right at your fingertips. Bring your vision and start the next chapter in this wonderful neighborhood!

297 Melrose Street, Schenectady

$225,000

3 Beds ⋅ 1 Baths ⋅ 202627359 MLS

Welcome to 1632 Hawthorne Street, a charming 3-bedroom, 1-bath bungalow located in Schenectady's Mont Pleasant neighborhood. This well-maintained home offers comfortable one-level living with approximately 928 square feet of living space, featuring hardwood floors, an eat-in kitchen with convenient pantry storage, and a full basement providing plenty of additional storage space.

1632 Hawthorne Street, Schenectady

$276,000

3 Beds ⋅ 1 Baths ⋅ 202627225 MLS

72 Cordell Road delivers the ease of ranch living with a completely refreshed interior, thoughtful modern finishes, and plenty of additional space. Located in the highly desirable South Colonie Central School District, this 3-bedroom, 1-bath home is truly move-in ready. The renovated kitchen features two-tone shaker cabinetry, granite countertops, a full suite of matching GE stainless steel appliances, subway tile backsplash, and recessed lighting, all complemented by rich hardwood floors. The adjoining living and dining area offers an open, comfortable layout with plenty of natural light and updated contemporary lighting. The bathroom has been completely transformed with large-format tile, matte black fixtures, rainfall shower, double-sink vanity, and a striking tile accent surround. All three bedrooms feature hardwood flooring and a clean, neutral finish ready for any style. The full basement is exceptionally spacious and clean, offering tremendous flexibility for storage, a workshop, home gym, recreation space, or future possibilities. Outside, the home offers a rear deck, mature landscaping, manageable yard, and attached garage. With single-level living, a beautifully updated kitchen and bath, matching GE appliances, granite countertops, hardwood floors, and abundant additional space, 72 Cordell Road brings together the features buyers are looking for in a location that's hard to beat. Come see what makes this South Colonie ranch stand out.

72 Cordell Road, Schenectady

$235,000

3 Beds ⋅ 1 Baths ⋅ 202627180 MLS

Open slate. This possibilities are limited only by your imagination, Zone C2 commercial. Time to open up that little business you've been thinking of, and here's your push. From animal care to bakery to bar to daycare to laundromat to retail and so much in between. Upstairs rental is occupied and tenant will come with the property. Incredibly deep lot would allow for additional parking when your business takes off. If all this seems too much, just make it an additional rental unit. Some photos will be ai generated to illustrate potential rehabbed possibilities and business ideas. Building materials on first floor will not be sold with the building and will be removed from the premises prior to closing. Based on the condition, cash and hard money only to be considered for the first month. Seller could be open to making first floor a vanilla envelope to make financing possible.

561 Nott Street, Schenectady

$225,000

3 Beds ⋅ 2 Baths ⋅ 202627123 MLS

Move right in! This charming and updated 3-bedroom, 1.5-bathroom home offers approximately 1,300 sq ft of comfortable living space with the perfect blend of character and modern updates. The updated kitchen features newer cabinetry and stainless steel appliances, while both bathrooms have been refreshed and beautiful hardwood floors run throughout the home. Upstairs, you'll find three spacious bedrooms filled with charm, including wonderful built-ins and architectural details. Major updates include a new gas boiler (2024), replacement windows and a 2019 water heater. The dry basement with new sump pump provides plenty of additional storage. Outside, enjoy a lovely front porch, spacious rear deck and cute backyard that is mostly fenced--plus the convenience of a 2-car detached garage with openers. Move-in ready, well maintained and affordably priced, this is a fantastic opportunity for a first-time buyer or anyone looking for a home where the work has already been done!

156 Elmer Avenue, Schenectady

$250,000

4 Beds ⋅ 2 Baths ⋅ 202627118 MLS

Welcome home to this spacious 4-bedroom, 1.5-bath residence. This property has seen numerous improvements, including a repaired detached 2-car garage and other recent updates throughout. The major mechanicals have already been addressed, with a newer furnace, updated plumbing, and updated electrical systems. Inside, you'll find hardwood floors, stainless steel appliances, and a full bathroom featuring a Continued beautifully tiled shower. Whether you're looking for a place to call home or an investment opportunity, this property offers tremendous potential. Conveniently located among ongoing revitalization and new construction, this is your chance to add your personal touch and build equity. Don't miss this opportunity!

413 Summit Avenue, Schenectady

$275,000

3 Beds ⋅ 1 Baths ⋅ 202626951 MLS

Completely remodeled and move-in ready! This classic 1915 Colonial blends timeless character with today's updates, including a slate roof, updated windows throughout, updated electrical and plumbing, plus a newer furnace and hot water tank. A covered front porch and handsome stone-accented facade welcome you into a foyer with a stunning stained staircase and original wood door. The first floor offers a bright living room, a formal dining room with a sunny bay window, and a modern eat-in kitchen with crisp white cabinetry, a breakfast bar, and a gas range. Upstairs you'll find three bedrooms with fresh carpet and a fully updated tiled bath. The finished walk-up third level adds valuable bonus space, ideal for a home office, studio, or guest area. A full basement with laundry provides great storage. Outside, enjoy a large, partially fenced backyard, a back porch, and a detached garage. Nothing to do but unpack. Schedule your showing today!

2014 Euclid Avenue, Schenectady

$50,000

2 Beds ⋅ 2 Baths ⋅ 202626928 MLS

Here is your opportunity to bring this property back! The first floor can be an apartment or store front with proper City approvals. There is already a residential unit on the second floor. However, the building requires a full rehab. Cash or renovation financing to be considered. This is owned by the City of Schenectady. All offers must include proof of funds for offer price and minimum reserves of $62,500. A scope of work can be submitted to support your offer. Buyer to verify the taxes. City owned property is exempt. Offer deadline for November PMC meeting is 10/26/26. No offers will be considered by the PMC prior to the November meeting.

844 Albany Street, Schenectady

$165,000

3 Beds ⋅ 2 Baths ⋅ 202626901 MLS

This newly constructed townhome, offered through the Affordable Homeownership Opportunity Program (AHOP), provides a modern and affordable path to homeownership for moderate-income first-time buyers. Designed with contemporary finishes and quality craftsmanship, the home offers both comfort and style at a budget-conscious price making it an ideal choice for those seeking long-term stability and equity in a growing community. Let us help you get into your dream home!

556 Summit Avenue, Schenectady

$165,000

3 Beds ⋅ 2 Baths ⋅ 202626904 MLS

499 Mumford Street, Schenectady

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